---

WisePiggy.com Launches Mortgage Refinancing Quiz with Regard to Federal Reserve Cuts
Recent rate cuts by the Fed have some homeowners in a bind. With mortgage rates at their lowest in more than a month, is it time to look into refinancing? WisePiggy.com's featured quiz, "Is it Time to Refinance Your Mortgage?" helps homeowners make smart personal finance decisions when it comes to refinancing.

Examining Home Mortgage Refinancing Options a Summer Priority For Canadians
Canadians looking at their home mortgage refinancing options should note a sea change in emphasis in the Bank of Canada?s policy focus that is affecting, and will in all likelihood continue to affect, Canadian mortgage markets Well, perhaps not a sea change, but there has been a decided shift in emphasis amongst Canada?s central bankers from spurring the economy through the use of rate cuts, back to keeping a wary eye on inflation

Mortgage Refinancing: how it can help you
When people talk about refinancing their mortgage, they are usually talking about swapping their old mortgage at a high interest rate with a new mortgage at a lower interest rate. With rates lower on 15 and 30 year fixed rate mortgages by around a whole half a percent, many families have been taking advantage of rate refinancing. A half of a percent, or 50 basis points(.50), may not sound too significant, but when compounded out over a year, or many years for that matter, you can be looking at a savings of several thousand dollars or several tens of thousands of dollars. So you many want to inquire with you loan holder about refinancing if current rates are lower than the rate that is on your loan documentation.